I first met Mark McInerney in early 2011, he was referred to me by a friend of mine who he had helped with his superannuation and investments. My friend mentioned Mark thought about things a little differently and might be able to help me with my financial problems.
I had gotten myself into financial difficulty and needed help. I was using a debt payment organisation who were taking nearly all of my money from me to repay debts I had let get out of control.
My car was off the road, I had my son’s school fees to pay and I was behind in both my rent and debt payments. I felt lost and depressed, not knowing if I would have a place to live let alone which school my son would end up attending.
My problems started when my wife left me. We were your typical couple, owned our home with a large mortgage, car loans and credit and store card debt. Once we split, and after selling the house, all I was left with was my car, some household items and school fees to pay.
I felt miserable and through my own stupidity started to spend money I didn’t have. It wasn’t too long before all my credit cards were maxed out and all my money was going to pay off ‘minimal’ payments. I regularly didn’t even pay this.
With Mark’s help he was able to find me $5,000, money I didn’t even know I had. This money put my car back on the road, paid my son’s school fees and gave me breathing space with the debt payment organisation. It made me feel great even relaxed, I was on top again.
The other thing Mark did was reinvigorate my budget and showed me not only how I can pay my debts but also save some money in the long run.
Not only is Mark a budgeting specialist but also a fully qualified licenced financial planner and with his experience and knowledge provided me so much more than just doing a budget.
He explained that money needs time to work for you and given time almost anything is possible. The most important thing is to know where all of your money is, how you can access money you didn’t know you had and where it goes. ALL OF THE TIME.
With Mark’s advice I am now fully out of debt, saving and feeling like I now have a strong financial future ahead of me. If it wasn’t for Mark I don’t know what would have happened or where I’d be today.
If you have a similar situation to me or need any help with debts issues, budgeting or anything financial, Mark McInerney at Your Financial Life can help. Getting involved with Mark and taking his advice was a no brainer for me. Once you have spoken to Mark, it will be for you too.
I had been a financial planning client of Mark McInerney’s for a good few years; he was looking after my superannuation for me. In one of our review sessions I confided in him the financial difficulties I was having.
My problems started years earlier. I had a great job and high income but with two daughters in private school, a mortgage and what I called uncontrollable credit card debt ($7,000) I felt out of control. Big mortgage, a car loan and credit card debt, sound familiar? I wondered if this is how life was supposed to be. I felt miserable and thought there has to be a better way.
Amazingly, Mark help me find money that I didn’t realise I had..just over $7,000! It was just enough to pay off my credit cards and take the pressure off!
Mark’s advice helped me get my life back on track by streamlining my budget into compartments. He said to me,
“Every cent of your money has to have a home and you need to use all of your money.”
Now that I live by this mantra I am able to live a great life, free of financial worry. The budgeting system I now use not only provides me with what I need but I’m saving money now as well.
Mark showed me that money needs time to work for you and that you can achieve financial well being no matter where you start out. As he continually says, you just need to know where all of your money is, and where it goes all of the time.
I’m very fortunate that I’m now in control of my debt, actually saving money and I feel very confident about the future..And that’s all thanks to Mark!
I have no hesitation in telling everyone to call Mark to help you get your debts under control and show you how to save money..And feel great about life again!
Hampstead Gardens S.A.
I have been a financial planning client of Mark McInerney’s for nearly 10 years; he looks after my super for me. Recently I lost my job and my wife & I found ourselves in a bit of a financial pickle, we only had a few months of cash reserves to get us by.
Mark was able to find us another 6 weeks’ worth of living expenses. This has given us the breathing space to find work and provide for our family.
With Mark’s advice we feel confident we can get our lives back on track. The pressure is off a little.
If you have any financial difficulties I am confident Mark can assist with them and make your future prosperous again.